Our Story of Growth
From offering their services to a limited clientele of known individuals and companies, they expanded to include the general public. Through referrals and positive recommendations their client portfolio has now reached 800 and continues to grow.
Similarly from a one man operation our staff is now of 15 plus to offer better services and customer care.
Goldmine firmly believe that the potential for development is not just in the monetary aspect of the loan process but also in the sharing of knowledge to empower their clients to become more literate, self-reliant and to manage their finances better, and has applied this philosophy for many years.
Goldmine has contributed to the success of many businesses in the sectors of Real Estate, Money Lending and Trading. However their service offering is open to all who are looking to improving their personal and professional quality of life.
6149
560+
3507
2100
Our Mission
To help businesses and individuals thrive through financing and advisory services.Our Vision
To attain a financially informed, relieved, growing customer.
Our Values
- Proactive
- Reliable
- Relational
- Responsive
- Learners
- Excellence
- Trustworthy
5 Unique Loan Products That Set Us Apart
School Fees Loans
Our School Fees Loans can help you with the education financing needs of any parents/guardians/caretakers. These are relatively short period loans of 3 months for primary and secondary and 6 months if you need one for a university or tertiary education.
Depending on repayment history, we only require flexible collateral and we can give you the loan reportedly at competitive interest rates.
What do you need to get this Loan?
- Just be 18 years and above
- Collateral with proof of ownership
- Credit Reference Bureau (CRB) registration
Business Loans
The uniqueness of this loan is the personalized repayment plan that will enable you to facilitate business performance and growth. The amount you apply for will depend on the business performance. This is given at competitive interest rates. Our business loans will mainly require simple requirements including;
- 4 Passport size photos for each signatory
- Signing Mandate
- Particulars of the Business owner or directors including their Identity Cards or Passports.
- For Sole Proprietors, statements of particulars are required
- A certificate of registration fully certified
- A Certified Minutes/resolutions dully certified
- For established businesses, we may require proper identification of the company or business (Business Registration Certificate,
- Memorandum & Articles of the Association, Company Form 7) All these must be fully certified by the Registrar of Companies
Our loans are initially structured over 12 months to help keep your installment, as a percentage of your revenue, as low as possible. We can also structure this over a shorter period. In addition, you are welcome to deposit additional capital at any point to reduce your interest charge and shorten the repayment period of your business loan.
Logbook Loans
A Logbook loan is a loan secured on your vehicle, so Goldmine Finance keeps the logbook for your vehicle until you pay back the loan. You can keep on using your vehicle as long as you repay the loan. This loan is only available to individuals with a motor vehicle logbook registered in their names.
With this type of loan, you pledge your car as security for a loan of up to 12 months. We often finance 50 percent of the value of the vehicle subject to valuation and perfection of security.
Mortgage Loans
A home of your own. With competitive rates and flexible loan options, you can buy your dream home or refinance an existing mortgage. This is a medium-to-long-term housing finance loan that we offer to salary earners as well as economically active individuals both in the rural and urban settlement.
At Goldmine Finance, the product is available to low, middle and high regular income earners who are in business or self-employed. When you receive the money, you can use it to finance housing needs through purchase, construction of your own house, or even completion.
Import Finance Loans
Whether your imports come from China Dubai, the US or UK, our import finance loan is a short-term cash advance that enables the customer as an importer to meet their immediate payment obligations.
Don’t leave your goods at customs. We are here to give you an Import Loan which is quick short-term financing that can help you to clear your containers/goods at the entry points with Uganda Revenue Authority (URA).
Balloon Loans
This type of loan has one big payment on the last 1 to 2 months – and it makes your monthly payments smaller in comparison.
With this, Goldmine Finance offers 4% interest rates on these loans- lower than any other competitor out there! We offer balloon loans to money lenders as well!
This kind of loan will help you cover whatever budgeting problems may come up while waiting for payday or simply owing down on debts more quickly and with less hassle!
"Money won’t make you rich."
When is a Goldmine Finance loan the right choice for you?
- To expand and gain from new opportunities
- To finance short-term or seasonal working capital requirements
- To access cash flow to address short-term business problems
- To unlock cash flow tied up in a property transaction
- To access cash against the underlying security
- When you are an importer and you want to avoid high Port, Storage and, Demurrage charges.
- Avoid auction of your property at URA Checkpoints, or a Custom Border
- Looking for a loan with a Flexible Turn Around Time of maximum 1 working day
We guarantee fast processing of loan applications, and a larger loan size based on the business cash flow at affordable interest rates.
